Jul 11, 2023
John Crane is an author, financial advisor, retirement
income planner, and registered representative and financial advisor
at Park Avenues Securities LLC. Before serving in the financial
services industry, John held several posts at Sprint, including a
Senior Government Account Executive role. In his book, The
One-Number Budget, he helps readers with staying on track with a
budget, simplifies the budgeting process, and explains lifetime
cash flow. John holds a Master of Business Administration degree
from George Mason University and received his Chartered Financial
Consultant, Chartered Life Underwriter, and Retirement Income
Certified Professional designations from The American College.
John joins me today to discuss The One-Number Budget and how
financial advisors can help clients shift their perspectives on
budgeting for retirement. He describes his background and his path
to the financial services industry. He details the disadvantages of
traditional budgeting. John also highlights the lifetime
perspective on cash flow to keep in mind when budgeting and
underscores the power of serving others as your authentic self.
“Traditional budgeting is a snapshot in time that only addresses
the month, but there’s a lifetime perspective on cash flow you need
to take into account.” - John Crane
This week on The Model FA Podcast:
Resources Mentioned:
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About the Model FA Podcast
The Model FA podcast is a show for fiduciary financial
advisors. In each episode, our host David DeCelle sits down with
industry experts, strategic thinkers, and advisors to explore what
it takes to build a successful practice — and have an
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This podcast is intended for general public
use. By providing this content, Park Avenue Securities LLC and your
financial representative are not undertaking to provide investment
advice or make a recommendation for a specific individual or
situation, or to otherwise act in a fiduciary capacity. ModelFA
Podcast is not affiliated with or endorsed by PAS, Guardian, or
Crane Financial and opinions stated are their own.
John W. Crane, Registered Representative and Financial Advisor of
Park Avenue Securities LLC (PAS). OSJ: 11350 McCormick Road,
Executive Plaza III, Suite 202, Hunt Valley, MD, 21031,
667-318-0801. Securities products and advisory services offered
through PAS, member FINRA, SIPC.
Financial Representative of The Guardian Life Insurance Company of
America® (Guardian), New York, NY. PAS is a wholly owned subsidiary
of Guardian. Crane Financial LLC is not an affiliate or subsidiary
of PAS or Guardian. CA Insurance License Number -
0G79065.
Compliance # 2023- 155099, Exp 06/2024